We don’t think small when it comes to small business. Flexible, affordable loans are specifically designed to help start, expand, relocate or buy a business in our rural community. Solutions are tailored to meet the needs of individual businesses and decisions are made locally – and quickly.
We love lending
Community Futures makes small business loans to new and expanding firms in the South Kootenay. The goal of our loan portfolio is to balance risk and foster sustainable community economic development. As a community based lender, the loan funds serve a dual purpose:
- To invest and support sound business ventures within our communities; and
- To assist in the overall scope of long-term community development goals and activities in the area.
Community Futures evaluates all lending applications on a triple bottom line basis. Applications must prove to be a “win” for the Entrepreneur, the community and for Community Futures. Our business plan template provides a wealth of information to help entrepreneurs document their business model to help visualize operations and avoid costly mistakes.
For more information on Community Futures business loans please contact Tamara Rotach at 364-2595 ext. 26 or email firstname.lastname@example.org
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The following is taken into account when you apply for a loan:
- Market potential and future economic viability of the business.
- Local job creation.
- Experience related to the venture.
- Reasonable personal financial investment.
- Ability to repay.
- Adequate security for the venture.
- Creation of a business plan.
- Location of the business within our South Kootenay catchment area.