Web Site Privacy
Community Futures South Kootenay (CFSK) will collect personal information directly as well as from credit reporting bureaus and other financial institutions and from references provided to CFSK. CFSK will collect, use and disclose personal information for the following purposes:
- To determine the eligibility of clients for programs and financing
- To provide ongoing service
- To detect and prevent fraud and to help safeguard the financial interests of CFDC South Kootenay (CFSK) and its clients
- To meet legal and regulatory requirements
- To meet personal requirements
- To verify client identify
CFSK may provide personal information to credit bureaus and other financial institutions and, with consent, to other parties. CFSK may share personal information with its employees and partner organizations but only as needed for the provision of programs and services. The Corporation may also use personal information to introduce programs and services by contacting clients directly (via mail, telephone or email only). At any time clients may choose not to receive direct marketing or sharing of personal information for marketing purposes. Please contact CFSK’s Privacy Officer for more details.
CFSK will retain your information in strictest confidence. This information will be used to determine eligibility for programs and services, to meet legal or regulatory requirements, verify identify and to detect and prevent fraud. You may obtain your complete credit history report by phoning a credit reporting agency such as Equifax Canada 1-888-227-8800. They will provide you with instructions in order to process your information request.
CFSK obtains personal information directly from a client. We also received information from credit reporting agencies, other financial institutions and partners, and from references you have given the Corporation authorization to contact. You consent can be either expressed or implied, and be given in writing, or electronically. You can provide information directly to CFSK or through an authorized party such as a lawyer or broker.
Your personal information is not for public disclosure. We have procedures and policies in place to prevent the misuse, abuse or communication of your personal information. All employees are obligated to sign confidentiality agreements. Personal information is stored in locked filing cabinets inside staff offices. Information is stored for the legal required periods only and destroyed in a secured manner after that period has expired. Agreements addressing client privacy are in place with all partner organizations guaranteeing the security of client confidentiality.
Your Social Insurance Number (SIN) is required to verify your identify and for credit reporting requirements. If you choose to limit access to your SIN it will prevent you from accessing credit. Providing your Social Insurance Number for purposes other than income tax reporting is voluntary.
You have the option to not receive any direct mail or marketing of CFSK products and services. Please contact the Privacy Officer if you would like to select this option. You will continue to receive financial and other information as requested.
It is your responsibility to protect and keep safe your personal and financial information. CFSK cannot guarantee the confidential transmission of data if email software does not provide an encrypted format. Any personal information containing sensitive material should be submitted in an alternate, secure manner.
Upon request a client can access his/her personal information held by CFSK. If a situation occurs where the personal information contains references to other individuals or cannot be disclosed due to legal, security or commercial proprietary reasons access may be restricted or limited.
For more information on privacy write to CFSK:
Community Futures South Kootenay
825 Spokane Street
Trail BC, V1R 3W4